There is just something about getting behind the wheel of a vehicle. For some, daily commutes to and from work rank slightly ahead of root canals on the enjoyment scale, while for others, a relaxing Sunday drive down your favorite stretch of road can make everything feel right. But one of the best ways to enjoy a drive, whether it's to work or just for kicks, is to have other great drivers around who will respect the safety, speed, and space of others. Thankfully, the Allstate Insurance Company tracks these kinds of things in its eighth annual "Allstate America's Best Drivers Report."
Just how does Allstate make this determination? Simple – well, not exactly. The company analyzes cities from the Census Bureau's Annual Estimates of Population for Incorporated Places over 50,000. From there, Allstate actuaries conduct an in-depth analysis of company claims data to determine the likelihood of drivers in America's 200 largest cities to experience a vehicle collision when compared to the national average. To ensure the findings aren't impacted by external influences like weather or road construction, Allstate also studies internal property damage report claims, particularly from January 2009 to December 2010 for this report.
From there, a weighted average of the two-year data determines the annual percentages. In the report, Allstate defines an auto crash as any collision resulting in a property damage claim. Because Allstate's auto polices represent a significant amount of U.S. auto policies (about 10%), the report provides a realistic snapshot of drivers around the nation.
Unfortunately, this particular report excludes cities in Massachusetts (the company did not provide insurance in the state for a two-year time period that was reflected in the report), as well as Lakewood, Colo., Pembroke Pines, Fla., and West Valley, Utah.
But when the dust settled and all the data was tallied, Sioux Falls, S.D., earned Allstate's top honor of being "America's Safest Driving City." This year's victory marks the fifth time in the history of the report that Sioux Falls has earned the top the spot. Drivers in this city are 27.6% less likely to be involved in an auto accident when compared to the national average, and the city's drivers typically go 13.8 years on average between collisions. At the bottom of the list was Washington, D.C., where drivers are 112.1% more likely to be involved in an auto collision. That breaks down to city's residents being involved in an accident approximately every five years.
Below, you can find the top five best and worst cities for driving, as well as the top five best cities with over a million inhabitants for driving, as compiled by Allstate's report:
Top Five Best Cities:
- Sioux Falls, S.D. – 13.8 years between accidents
- Boise, Idaho – 13.8 years between accidents
- Fort Collins, Colo. – 13.6 years between accidents
- Madison, Wisc. – 13 years between accidents
- Lincoln Neb. – 12.4 years between accidents
Top Five Worst Cities:
- Washington, D.C. – 4.8 years between accidents
- Baltimore, Md. – 5.3 years between accidents
- Glendale, Calif. – 5.5 years between accidents
- Newark, N.J. – 5.9 years between accidents
- Providence, R.I. – 6 years between accidents
Top Five Cities Over 1 Million
- Phoenix, Ariz. – 10.2 years between accidents
- San Diego, Calif. – 8.8 years between accidents
- San Antonio, Texas – 8.3 years between accidents
- Chicago, Ill. – 7.9 years between accidents
- Houston, Texas – 7.9 years between accidents
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