If you're purchasing
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Friday 31 August 2012
CD rates in West Memphis-Greenville, Arkansas
Rates are low throughout the nation. The national average for one-year CDs is at 0.31 percent. Some institutions, however, are paying well over the national average. You'll just have to do some shopping around in order to find them. Use our rates survey to find the best CD rates in West Memphis-Greenville, AR.
If you're purchasing
If you're purchasing
Money market account and rates in Bridgeport, Connecticut
The average national money market account rate is pretty low. In our latest survey, the average remained at 0.13 percent. Fortunately, several lenders are offering rates well above the national average. You can use our survey to find a money market account and rates in Bridgeport, CT, with a decent yield.
MMAs are insured up to
MMAs are insured up to
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Top 50 Insurers 2010
Expect turbulence next year
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Thursday 30 August 2012
Choose bank account: Research
Six questions consumers should ask themselves to figure out what banking services they need.
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Research reveals people feel driving is the most important skill to learn
New research from motoring organisation the AA has revealed that learning to drive is the most important life skill to learn for most people.
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Mortgage rates in Louisville, Kentucky
On the lookout for tips regarding the current mortgage rates in Louisville, KY? Expand your strategy and let us do the work for you. Now may be the best time for you to get a new mortgage, but using careful consideration and our guidelines will enable you to decide wisely. As data fluctuate, our search function gives up-to-date information
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Wednesday 29 August 2012
Using Your Van Short Term? Then You Need A Temporary Van Insurance Cover
While many people need cheap van insurance (
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Choose bank account: Selection
Shopping for a checking account? Compare bank services and fees, be wary of special offers and make sure your deposits will be FDIC-insured.
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Hyundai, Millen Set New Record at Pikes Peak
Hyundai USA
Famed racing driver and car builder Rhys Millen claimed another world record and overall victory at the Pikes Peak International Hill Climb this past weekend. Millen ascended the 14,000-foot tall Colorado mountain course, which contains 156 turns over 12.42 miles, in 9:46.164.
This year marked the first time in the race’s storied history that the entire course was completely paved. Millen’s time smashed last year’s record of 9:51.278, which was set by Japan’s Nobuhiro “Monster” Tajima. Tajima was the first to break the 10-minute barrier up the mountain with his wild Monster Sport Suzuki SX4 Hill Climb Special. This year, Millen achieved the record over the paved course in his heavily modified Rhys Millen Racing (RMR) Hyundai Genesis Coupe.
For 2012, Millen’s own race team used an enhanced version of last year’s car that set Time Attack 2WD class record with Rhys’ father, Rod Millen, driving the car. Rhys narrowly edged out former 24 Hour of LeMans winner and Pikes Peak rookie Romain Dumas by only 17/1000s of a second. Dumas piloted a specially prepared Porsche 911 GT3R.
For 2012, Millen’s own race team, Rhys Millen Racing (RMR), made additional performance enhancements to the current world-record-setting Genesis Coupe. The team focused on providing maximum grip on the new all-tarmac course that would provide considerably higher average speeds. To do so, the team added a new aero package designed to provide greater downforce to account for the higher speeds and additional grip provided from new, ultra-wide racing slick tires. In the past, teams used treaded tires to account for un-paved portions of the track that were a mix of dirt, rocks, and gravel.
The team also added a new, more potent turbo to last year’s heavily modified Hyundai V6 engine, helping the car create 700 horsepower and 700 lb. ft. of torque. To account for the additional power, the team had to upgrade the brake calipers and add additional cooling ductwork to account for greater temperatures and braking loads created by running on the new tarmac at extreme altitudes. Lastly, the team fine-tuned the car to suit Rhys’ unique rally and drift-oriented driving techniques.
Last year, Rhys narrowly missed the overall win in his dedicated PM580 tubeframe hillclimb racecar. However, he was able to eclipse the famed 10-minute barrier. The special, custom-built chassis was also powered by a specially built 4.1 liter version of Hyundai’s 3.8 liter V6.
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Tuesday 28 August 2012
Friday newspaper round-up: Merkel, Breaking-point, Greece
Putting aside the prospect of a clash with Athens, Angela Merkel has made a passionate appeal to the German public to back the Eurozone "dream." The German chancellor today launched a bold marketing ...
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Money market account and rates in Dayton, Ohio
The average national money market account rate remained at 0.12 percent in our latest rates survey. It's been there for the last eight straight weeks. But you can still find higher yields from some banks and credit unions. Use our rates survey to find a money market account and rates in Dayton, OH, with a
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Hot Car Deals – Mazda 2
Which? Car Deals: The Mazda 2 is a finely packaged, fun-to-drive supermini with a price tag almost as eye-catching as its well-proportioned bodywork.
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Monday 27 August 2012
Seat release special edition Mii city car
Seat has unveiled the Mii Vibora Negra - a hot-hatch take on its new city car. But don't be fooled by the looks; it has the same performance as a standard Mii.
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Dissecting a Crash Test Dummy
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Teach kids the value of charity
Creating a philanthropic family legacy begins with educating your kids.
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Sunday 26 August 2012
Learners to be allowed on motorway
It has been announced that, from 2012, learner drivers will be allowed on motorways. This is of course with the provision that motorway driving is undertaken as part of a driving lesson with a fully qualified instructor.
The reasons behind this change in legislation come as part of an initiative aiming to improve road safety and thus cut the number of accidents involving young/new drivers.
Road safety minister, Mike Penning suggested that perhaps current driving tuition merely teaches drivers to pass a test, rather than prepare them for real-life driving situations. However, motorway driving will not become a compulsory requirement when it comes to getting your full driving licence as far too many people live too far away from a motorway for it to be incorporated in their tuition.
The Driving Standards Agency has also announced that as of January 2012, changes will be made to the theory test. The test will be instead be made up of multiple-choice questions which are not published in learning materials- this is in a bid to stop candidates from simply memorising theory test questions and answers and regurgitating them during the test.
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Roundup: EMV and Google Wallet
Fifth Third Bank plans to issue chip cards, while Discover helps its cardholders use Google Wallet.
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Seat release special edition Mii city car
Seat has unveiled the Mii Vibora Negra - a hot-hatch take on its new city car. But don't be fooled by the looks; it has the same performance as a standard Mii.
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Saturday 25 August 2012
Thrifty Car and Van Rental announce charity partners
Thrifty Car and Van Rental has announced which local and national charities it is to support this year; and the lucky two are the NSPCC and Hospiscare. Thrifty has pledged to do what it can to raise as much money as possible throughout 2012 via a wide range of activities including dress down days, raffles and even donating £1 for every rental which goes through its website. Once all donations and money raised have been totted up, the final total will be split equally between the two charities.
Linda Paul, Director of Central Services for Thrifty Car and Van Rental said;
‘Everybody will be getting into the charitable spirit this year by taking part in dress down days and holding raffles. We hope to raise a significant amount of money which will make a huge difference to everyone involved with and benefiting from Hospiscare and the NSPCC.’
Hospiscare is delighted to have been chosen by Thrifty especially because, as a local charity, its profile isn’t as high as some other better known causes. Marc Astley, Hospiscare’s PR and Marketing Officer said;
‘Thrifty has been a wonderful partner and we are extremely grateful they have continued to support our charity. Not only have they raised lots of money, they have also supplied Hospiscare with a number of vehicles to help transport donated items to our chain of shops across Devon.’
Geraldine Harman, NSPCC’s Corporate Business Manager said their charity is equally as delighted to be receiving the much-needed support from Thrifty;
‘Without the support of companies such as Thrifty we simply wouldn’t be able to continue to run our services to help those children affected by abuse and neglect. We can’t wait to hear about the company’s fundraising events as we work closely with them throughout the year.’
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Fuel prices set to increase to record levels
Motorists are being urged to prepare for an increase in fuel prices as the AA predicts prices could reach record levels.
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Hot Car Deal - Ford Mondeo
Which? has found great deals on a popular family car - the Ford Mondeo. Three savings on three derivatives, including over £6,700 off the Titanium.
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Friday 24 August 2012
Things To Be Wary Off When Searching For The Perfect Van Insurance Bargains
Ordering van insurance ought to be a uncomplicated adventure. You see the right (Read more ...)
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FTA suggests new restrictions required to stop excessive tolling
The FTA has posited that the level of tolls for goods vehicles should be restricted as levels have risen too high, and are thus affecting how road users travel- not using certain areas of the road network.
This comes as Spaghetti Junction hits its 40th anniversary and, alongside the M6, is still the main transport route for many goods vehicles although it had been envisaged that the M6 Toll road would take some of the pressure away from this area. Tolls are said to be of a level which drivers deem too high and therefore avoid.
Perhaps the upshot of this statement could lead to reform in regard to tolling. Let us know what you think – are the road tolls to high in your opinion?
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Infographic: What to know about credit unions
You may have driven past one and wondered what it was. This tutorial will give you the basics.
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Thursday 23 August 2012
Auto loan rates in San Antonio, Texas
The national average car loan rates are low. Currently, the national average for 48-month new-car loans is 4.31 percent. But several lenders are offering rates well below that average. You can use our rates survey to find the lowest auto loan rates in San Antonio, TX, and in other areas of Texas.
It's a good idea
It's a good idea
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Tips On How To Limit The Losses On Your Van With A Van Insurance Cover
The main essence of a vehicle insurance policies are to protect against any kind of unforeseen disasters or incidents such as theft, accidents or fire. As a result, if perhaps your motor vehicle gets involved in an accident and gets damaged, your van policy protects it and it’s going to be repaired back to it’s original state. Realistically, car insurance policy is a massive relief for both vans and other automobile owners. Some individuals have this perception that van insurance is pretty expensive and therefore get frightened insuring their vehicles therefore breaking the law. Presently, getting cheap van insurance deal can be extremely very easy if you follow a few guidelines. – http://www.cheapestvaninsurance.org/
A few of the criteria needed for securing a cheap van insurance are: ensuring that you have not claimed from your previous policy for up to 5 years or more; making sure that your van is always packed in a secured garage at night. It is a common belief that only commercial vans needs to be insured but this is not the case rather non-commercial van insurance is important for everyone who drives a van whether for commercial purpose or non commercial purpose.
Extra insurance coverage could be needed for those that use their vans consistently on a daily basis. For individuals and small corporations, vehicles are one of the easiest choice for the moving of products as well as services. Vans have become very depended upon by people and corporations nowadays. In the event that these vans get damaged, then it adversely affects the whole business entirely as movement of goods and services are restricted. In such an ideal situation, that’s where van insurance policy comes in, they would reimburse expenses and losses derived as a result of the damages in addition to getting the vehicle back on the road.
So that the policy holder can be rest assured of not suffering further financial consequences. Before obtaining your van insurance quotes online, always ensure you determine the appropriate cover that meets your requirements and suitability. Whether comprehensive, third party fire and theft or just third party only, paying for a cover you don’t really need would end up costing you more money. Basically, if your premium is less than 10 times your six months comprehensive insurance then you might not need to take out the policy because your van might not be worth taking out the comprehensive cover on.
Some individuals feel they can select a different cover in order to have a cheaper premium but use their vans for a purpose contrary to the purpose they have stated with their insurers, These is very unwise as such acts can invalidate one’s policy. Van insurance brings with it considerable amount of benefits and rest of mind as well against any future eventualities. To help business owners and sole proprietors carry on with their businesses when their vehicle is off road due to an accident, most insurance companies always provide courtesy vehicles for their policy holders.
Business owners most especially benefit from this huge benefit especially those that cannot do without their vans on a daily basis. The insurance of vans includes two major covers that includes comprehensive cover and third party fire and theft. Collision or third party fire and theft entails cover for third party vehicles that are involved with yours in an accident and also covers your vehicles against fire and theft. This coverage is offered mainly for collision with other third party vehicles in an event of any collision whatsoever.
However, in the event of any natural disasters like flood, hail, thunder storms earth quakes and so on then comprehensive cover is the most ideal policy to undertake for your vehicle. A lot of superb advice exists that can help lower the amount of insurance premium billed by insurance firms.
Below are a number of ways to obtain a cheap van insurance-
(I) if you are a good driver, then you can increase your deductible amount and also avoiding any claims in order to lower down your premium.
(II) Installing car alarms and immobilisers do prevent car theft and burglary to a certain extent that the insurance companies are willing to credit you for installing them on your vehicle. Security systems are very effective for deterring break ins and theft and insurance companies give discounts by reducing premiums on vehicles that have installed security systems.
(III) Another great way of acquiring cheap van insurance is by just doing your research other van insurance websites to obtain the cheapest quotes for your needs. Comparing various insurance quotes would help you unveil numerous quotes you never knew existed before.
http://www.cheapestvaninsurance.org/short-term-van-insurance.html
http://www.cheapestvaninsurance.org/one-day-van-insurance.html
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Wednesday 22 August 2012
Will you break the law this summer?
More than three million Brits will risk breaking the law overseas this summer. Will you be one of them?
An estimated 10 million people will drive their cars abroad this summer, research conducted by car insurer AXA has revealed.
More than one in three of these motorists will risk breaking the law in ways they wouldn't do at home.
Some 27% of those surveyed said they’re less concerned about speeding when they’re abroad and 18% said they take drink driving less seriously on holiday.
Before you head overseas this summer, there are a number of things you can do to ensure your trip goes as smoothly as possible.
Ensure you’re covered
Have a look at your car insurance policy to see whether you’re covered for driving abroad.
Not all insurance policies cover this, but you can often pay a one-off fee to add this extra cover.
If you’re not sure or can’t find your policy documents, give your insurer a call.
Check the local laws
Different countries have different driving laws, so make sure you take the time to have a look at what’s legal and what’s not in the country you’re visiting.
In France, for example, it’ll be obligatory for all vehicles to carry a breathalyser (alcohol-level test) from 1 July.
Also, if you’re caught using your mobile phone while driving, you’ll be liable to pay an on the spot fine of €130 (£105).
Service your car
Before you hit the road, ensure your car’s tyres are all inflated to the correct pressure and that the oil and windscreen washer fluid is topped up.
It could also be a good idea to take details of your car insurance policy with you, in case you have to make a claim while you’re away.
You should also make sure you comply with the vehicle requirements of the countries you’ll visit. For example, if you’re heading for colder climes, check whether special tyres for driving in the snow are compulsory.
Travel insurance
Make sure you have travel insurance, so that if you’re injured while driving, your healthcare costs will be covered.
You may want to check whether you already have travel insurance through your employer or through a bank account that you own.
While you’re away
If you’re driving your own car, make sure a GB sticker is visible on the rear of your vehicle and fit headlamp converters if you’re driving on the right-hand side of the road.
Remember basic road safety rules, such as not driving if you’re tired and taking regular breaks if you’re going on a long journey.
Now, all that’s left is for you to enjoy your holiday.
**This material is for information purposes only and should not be considered financial advice. We strongly encourage our readers not to rely solely on this content, but to seek independent advice when making financial decisions.**
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An estimated 10 million people will drive their cars abroad this summer, research conducted by car insurer AXA has revealed.
More than one in three of these motorists will risk breaking the law in ways they wouldn't do at home.
Some 27% of those surveyed said they’re less concerned about speeding when they’re abroad and 18% said they take drink driving less seriously on holiday.
Before you head overseas this summer, there are a number of things you can do to ensure your trip goes as smoothly as possible.
Ensure you’re covered
Have a look at your car insurance policy to see whether you’re covered for driving abroad.
Not all insurance policies cover this, but you can often pay a one-off fee to add this extra cover.
If you’re not sure or can’t find your policy documents, give your insurer a call.
Check the local laws
Different countries have different driving laws, so make sure you take the time to have a look at what’s legal and what’s not in the country you’re visiting.
In France, for example, it’ll be obligatory for all vehicles to carry a breathalyser (alcohol-level test) from 1 July.
Also, if you’re caught using your mobile phone while driving, you’ll be liable to pay an on the spot fine of €130 (£105).
Service your car
Before you hit the road, ensure your car’s tyres are all inflated to the correct pressure and that the oil and windscreen washer fluid is topped up.
It could also be a good idea to take details of your car insurance policy with you, in case you have to make a claim while you’re away.
You should also make sure you comply with the vehicle requirements of the countries you’ll visit. For example, if you’re heading for colder climes, check whether special tyres for driving in the snow are compulsory.
Travel insurance
Make sure you have travel insurance, so that if you’re injured while driving, your healthcare costs will be covered.
You may want to check whether you already have travel insurance through your employer or through a bank account that you own.
While you’re away
If you’re driving your own car, make sure a GB sticker is visible on the rear of your vehicle and fit headlamp converters if you’re driving on the right-hand side of the road.
Remember basic road safety rules, such as not driving if you’re tired and taking regular breaks if you’re going on a long journey.
Now, all that’s left is for you to enjoy your holiday.
**This material is for information purposes only and should not be considered financial advice. We strongly encourage our readers not to rely solely on this content, but to seek independent advice when making financial decisions.**
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Zagreb is ideal for a city break
When it comes to choosing a destination for a city-based holiday, most travel insurance customers go for the obvious: London, Paris or Barcelona.
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Auto loan rates in Hilo, Hawaii
It's a pretty good time to finance a new vehicle, if you're in the market. Right now the average 48-month new-car loan rate is at a low 4.31 percent. But several lenders are offering even lower rates. You can use our survey to find the lowest auto loan rates in Hilo, HI.
Car loan rates in
Car loan rates in
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Tuesday 21 August 2012
The mystery of credit card use
Credit card debt surges, then recedes, in the span of two months. What does this say about Americans’ financial security?
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FTSE 250 movers: Heritage soars on sale of interest
Oil group Heritage jumped after saying that it would sell Genel Energy its 26% interest in the production sharing contract relating to the Miran Block in Iraq.
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How to Find Savings for SR 22 Insurance
It can be easier than you think to put the brakes on high auto insurance rates for DUI offenders requiring an SR-22 or FR-44. As an independent agency, Serenity Insurance can help! We can review your policy help you find a variety of illuminating ways to save money. Here are some things you may want to consider:
• We will check several companies’ rates. This is the single most important thing you can do to get cheap SR22 insurance—and we can do it for you quickly and easily. The difference between the highest and lowest rate available to you from different companies could vary by hundreds of dollars.
• Reduce or drop physical damage coverage on an older car. Depending on your car’s age and where you live, comprehensive and collision coverage may not be worth keeping. We can give you advice on whether it makes sense to reduce or drop this coverage altogether.
• Raise your deductible. According to the Insurance Information Institute, raising your deductible from $200 to $500 could reduce your collision and comprehensive cost by 15 to 30 percent. In addition, because the average driver files a collision claim only once every ten years, odds are that over the lifetime of your car, a higher deductible will save you money. We can show you how raising your deductible will lower your premium.
• Look for discounts. Many insurance companies reduce premiums for certain driver traits or car features. For example: being a homeowner for more than three years, nonsmoker, nondrinker, students with good grades, senior citizens who have taken an approved defensive driving course, people who only drive for pleasure, cars kept in garages, antilock brakes, antitheft devices, air bags, etc. Ask us to check.
• Don’t assume insuring your car and home with the same company is the best option. Because auto insurance rates vary so much from company to company, it may make sense for you to have your car and home insured by separate companies. Serenity Insurance specializes in selling SR22 insurance for customers with a DUI or DWI. Contact Serenity Insurance to speak with one of our experienced agents today.
To learn more about what we can offer you, call Serenity Insurance at 1-800-774-0520 or visit www.serenitygroup.com to submit a free quote request. We are the SR-22 specialists!
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Monday 20 August 2012
Few Tips That Could Save You A Fortune On Your Van Insurance Bill
The use of vans in businesses cannot be over-emphasized, hence, they play a pivotal role in the daily activities of every business. Irrespective of whatever services or business operations vans are used for, whether moving goods from one location to another or used for carrying building tools and machinery, all vans must be protected by an up to date van insurance policy.
Due to the expensive nature of certain insurance policies, a huge majority of small businesses now underinsure their vans in order to save money on their policies. Below are some few tips and tricks that will help you obtain that elusive cheap van insurance quotes you've been searching for.
If you're looking to renew the current policy or wanting to buy a new one, you can increase your chances of finding a cheaper premium by conducting research that would help you unveil the cheapest and best quote for you or your business. The net has changed the way we search for data and information on this basis offers the ideal starting point for all reseach to be conducted.
Research Online and Save Time and Money
Typically, not a lot of individuals and businesses posses the time and patience to be calling insurers one by one to obtain quotes with the view of saving money on their premium. Using the services of a van insurance comparison website is an ideal way of saving you time and money because they compare quotes from dozens of van insurance companies to bring you the cheapest quotes. What you'll need to do is complete the form on the site as accurately as possible and then see and go through live quotes from hundreds of other insurers within a few minute.
However though, not all quotes will be suitable for your needs, you will discover that some insurers will be in a much better position to provide you with a decent level of cover at a low cost rate . Armed with your chosen quote, it's time to call up the insurer to discuss details of the policy and to see if you can get an even further reduction on your premium. There is no harm in trying.
Calling the insurer after settling for your chosen quote to see whether they can reduce it further is the best way to obtain the best deal possible. It's an ideal opportunity for you to determine what is contained within the policy you're buying and what is not in it. After giving the insurance company any new information reagarding your policy, they should now be in a much better state to give you their final quote.
Phone Up Your Insurer To Discuss The Policy
Insurance for van is a little more of a specialist type of cover than car or even home insurance. Not every insurance company can offer you competitive quotes. Most times motorists just prefer to take the easiest option by settling for what they've been used to, in particular, things they've been familiar with in the past . Nonetheles, if you're serious about obtaining cheaper premiums you might just want to go deeper.
Being contented with your current premium does not really stop you from shopping around and obtaining a cheaper quote elsewhere. Finding cheap van insurance quotes can be extremely very easy no matter what means of search you implore- a number of motorists often prefer comparison websites while others prefer to approach individual insurer one by one.
You can easily use a cheaper quote to obtain a more cheaper premium by using it to approach another insurer so they can try and offer you a much lesser quotation- it's been one of the oldest trick in the insurance industry. Really, they are not obligated to change their quote, and majority of insurers will not bulge, but it gives a great way of opening the lines of communication and opening the possibility of lowering your premiums without changing policy.
Verifying Your Policy
Bare in mind that your utmost goal is to lower your premium quiet considerably, so you should decide what part of your policy is needed and what's not, in order to maintain a balance between reasonable premium and adequate cover. Typically, insurers would like to cross sell you on other insurance packages like legal expenses cover, personal injury cover, European cover and lots more. But, there isn't any point buying any of these package when you really do not need them.
Taking out all unwanted products from the policy before buying is the ideal way to save money on your premium, products like accidental break down cover, legal expenses, third party injury liability, personal effect protection are just a few to keep an eye out for. Increasing your level of excess to an unscrupulous amount can be tempting, but always remember that should you be involved in an accident your insurers would request that you pay up the entire amount before your vehicle can be repaired. Saving a significant amount from your premium can only be attained when you eradicate unwanted optional extras.
Lessons to be learned here is that to get a cheap van insurance premium, you'll have to be prepared to fold your sleaves and dig dirty. Irrespective of you conducting researches that involves you calling your prospective insurer or getting quotes from numerous insurers, there are many different choices you could make to get you the right outcome.
More resources:
http://www.cheapestvaninsurance.org/
http://www.cheapestvaninsurance.org/one-day-van-insurance.html,
http://www.cheapestvaninsurance.org/short-term-van-insurance.html
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Teach kids the value of charity
Creating a philanthropic family legacy begins with educating your kids.
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Pushing home sales off a cliff?
Unresolved tax issues of the so-called fiscal cliff could raise the cost of selling property.
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Sunday 19 August 2012
Good SR22 Insurance Policy
An Illinois car insurance customer sent – “Will is an amazing agent and he really did a great job for me. He got me a really good policy!”
Thanks,
Amy
IL SR22 Insurance Customer
—
Amy needed an Illinois auto insurance policy with an SR22 filing. Will shopped around for her and she was really happy with the policy she purchased.
Are you getting car insurance for the first time or have an insurance requirement for SR-22 filing? Serenity Insurance can help – we offer auto insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or use our car insurance quote form.
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NFU Mutual achieves underwriting profit in 2011
Combined operating ratio down to 91% in 2011
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Need A Wonderful Discount On Your Van Insurance coverage? Then simply Stay clear of These kinds of Goof ups At All Cost
Looking for van insurance policy coverage need to be a very simple familiarity. You get the precise policy, acquire an excellent price and have your vehicle insured. But even the only responsibilities provide their unique potential risks fixed. Low Cost van insurance is a typical example in this.
Expressly, it can be an easy course of, but it's important to be wary of potential points, similar to paying well over the chances or buying the unsuitable sort of cover fully. So that will help you steer clear of any such potential hindrances, right here is a guide to five of the most typical errors that people come up with when buying or restarting their vehicle insurance plan.
1. Offering Wrong Details. Cars are generally intended as flexible vehicles.
Therefore the insurance coverage that protect them needs to take account of all these kinds of possible functions. This can put a a number of complexity to the application course of and may perhaps lead to needless flaws being created in the information you provide. For example, in the event you fail to call a daily car driver of your vehicle or simply declare that it's utilized for one objective when it's truly utilized for an additional, this could cause important issues.
Allowing for of which insurance coverage is a legal requirement, if your policy is undoubtedly invalidated by any errors, it's possible you'll experience more substantial challenges in comparison with merely finding it just a little difficult to make a successful compensation claim.
Allowing for of which insurance coverage is a legal requirement, if your policy is undoubtedly invalidated by any errors, it's possible you'll experience more substantial challenges in comparison with merely finding it just a little difficult to make a successful compensation claim.
2. Definitely not Checking Your Cover Before Restoring It.
A 12 months period could be a very very long time within the life of a van and a business. Several matters may amend throughout this era, some of which may have to be mirrored with your insurance. Failure in order to correctly update your particulars could result in many of the issues pointed out in the previous sections. While an affordable offer could also be what you really are pursuing, finally you need to possess van insurance coverage that will really provide you with the policy you desire.
Subsequently make sure you take the time to evaluate your renewal request consider this as an opportunity to make any kind of essential adjustments even if it is only a slight tweak within your expected twelve-monthly mileage or including a brand new individual. Use your present coverage as a sign and then make changes to match. Modifying the application through the time of your policy may end up charging you a standard fee every time, so it's value executing it anytime you could have the opportunity.
Subsequently make sure you take the time to evaluate your renewal request consider this as an opportunity to make any kind of essential adjustments even if it is only a slight tweak within your expected twelve-monthly mileage or including a brand new individual. Use your present coverage as a sign and then make changes to match. Modifying the application through the time of your policy may end up charging you a standard fee every time, so it's value executing it anytime you could have the opportunity.
3. Failing To Take A Look At the Rates Of Other Low Cost Insurance Organizations.
Whilst you is perhaps joyful together with your current insurer and have received a good quotation on your new policy, which do not mean that it might not become enhanced on elsewhere. Go online and have a look. Utilize your personal identical particulars with quite a lot of insurance companies and see whatever is accessible for your needs and figure out where savings might be derived without having to lower your primary level of policy. This is straightforward to undertake, and because of the Internet, it is amazingly reachable as well as fast too. As a result there should be absolutely no reason for spending extra for a similar policy via ignorance.
4. Incorrectly Assuming They Are Of Identical Premiums Along With Other Insurance Organizations.
Presently there usually are obvious same things amongst the two forms of packages; nevertheless, you will find additionally an analogous amount of variations that set them apart. When you are not careful you could neglect essential advice (once more, as detailed in the first part) or perhaps depart yourself hopelessly under insured. Understand your primary vehicle, what it is used for, where it is actually kept along with who will likely be driving it. Only by finding these ideal would you've a coverage that basically delivers the protection needed.
5. Buying Excess Amounts Or Too little Proposed Policy.
In the event that you are panicking that you simply have not applied the correct particulars and also exaggerated the extent of coverage that you expected, you are far more likely to pay out more than is actually strictly crucial in your insurance policy. In case you have not applied previously, seek the advice of someone who have to obtain recommendation or even talk to the insurance organisation to show you along the appropriate procedure.
A telephone enquiry is usually a great way to question unfamiliar issues while you go alongside, so long as you might have all the information to hand needless to say.
A telephone enquiry is usually a great way to question unfamiliar issues while you go alongside, so long as you might have all the information to hand needless to say.
If ever you are genuine concerning possessing the very best possible cheap van insurance package deal- http://www.cheapestvaninsurance.org/ however utterly stay away from all of these obstacles. The fact that these habits are confirmed to forestall you away from your ideal goal- saving you money in your van insurance monthly cost.
There are alternative productive options to implement while hunting for ideas to pay a lesser van insurance monthly price- http://www.cheapestvaninsurance.org/pay-as-you-go-van-insurance-monthly-van-insurance-1-month-van-insurance.html, less expensive van insurance quotes and even cheapest car insurance quotes also other http://www.cheapestvaninsurance.org/van-insurance-comparison.html procedures that will help you locate http://www.cheapestvaninsurance.org/pay-as-you-go-van-insurance-monthly-van-insurance-1-month-van-insurance.html estimates in a short time.
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Saturday 18 August 2012
Financial pros and cons of shacking up after 60
Love is great, but it's probably best to have a contract no matter what your marital status.
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Top 10 best and worst cars for breakdowns
Which? Car News: The top 10 best and worst cars for breakdowns and time off the road, according to the 2012 Which? Car Survey.
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The Disabled Pay Much More for Auto Insurance, New Study Shows
New York, NY (PRWEB) August 08, 2012
A Manhattan, NY-based auto insurance provider, 4AutoInsuranceQuote.com, (http://www.4autoinsurancequote.com), recently released a study showing that the disabled pay more for auto insurance. 4AutoInsuranceQuote.com found out that the difference in insurance rates between disabled and non-disabled individuals was quite substantial, although according to the Americans with Disabilities Act (1990), discrimination of people with disabilities is illegalincluding when it comes their auto insurance.
To collect the data for their research, 4AutoInsuranceQuote.com surveyed 623 New York residents456 non-disabled and 167 disabledacross the five boroughs, all between the ages of 25 and 50. Individuals surveyed were the only person on their insurance policy, so each knew the exact amount of his or her auto insurance.
The study, which can be found on the website, http://www.4autoinsurancequote.com/uncategorized/do-the-disabled-pay-more-for-car-insurance/, yielded some surprising results: disabled auto owners paid approximately $ 2,810 annually and non-disabled auto owners paid $ 2,193 annually for their insurances.
4AutoInsuranceQuote.com offered an explanation for the higher insurance rates: disabled persons may need specially modified cars that include wheel chair lifts, specialized steering wheels, air bag removal, and ramps. If this is the case, 4AutoInsuranceQuote.com recommends that the disabled should look for insurance policies that include adaptation coverage, mobility insurance, and equipment insurance.
Adaptation coverage covers damages to vehicle adaptations. Although many car insurance policies only cover vehicles and exclude after-market modifications, adaptation coverage covers damages made to modifications.
Mobility insurance is also recommended because if accidents occur to modified vehicles, rental cars are not accommodating. Mobility insurance pays for taxis and other forms of transportation that are needed while adapted vehicles are in the repair shop.
Additionally, equipment insurance is a must because disabled individuals often carry needed equipment with them while driving. 4AutoInsuranceQuote.com explains, Although your car and adaptations are covered, your expensive medical equipment might not be. It would be wise to insure this as well in case an accident damages it.
Insurance companies provide policies with disabled auto owners in mind, but unfortunately, because the disabled population often requires specific modifications, insurance rates can skyrocket. Charging more money for vehicle modifications is unfortunately something the insurance companies are allowed to do, an article on 4AutoInsuranceQuote.com explains.
However, there is a silver lining: even though statistics show that disabled individuals pay more for car insurance, it does not mean that they have to. 4AutoInsuranceQuote.com’s best insurance companies list, http://www.4autoinsurancequote.com/uncategorized/best-auto-insurance-companies/, which includes companies such as Geico, Allstate, Liberty Mutual, and State Farm, are dedicated to comparing disabled auto owners with price quotes for their vehicles and modifications.
About 4AutoInsuranceQuote.Com:
4AutoInsuranceQuote.com is an auto insurance company operating out of New York City. In business since 2008, 4AutoInsuranceQuote.coms goal is to become the leading destination for auto insurance quotes in the United States. For more information, please visit http://www.4autoinsurancequote.com
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Friday 17 August 2012
UK prepares for the London 2012 Games
The countdown has begun for the 2012 Olympics that is now only hours away from being officially opened.
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The Importance Of Having A Genuine Car Insurance Policy
Introduction to car Insurance
The thought of car insurance premiums do often make motorists cringe (http://www.cheapcarinsurancex.org/)- because of exorbitant nature that insurance for vehicles have become. This fear is not based on the renewal time looming- but instead, how they'll pay up another monthly installment .
The last decade has seen the steady rise of premiums nationwide at an alarming rate that getting a cheap premium is getting more difficult by the day- without concerted efforts. No matter how pricy car insurance premiums can be- they are still vital for driving any vehicle on the road.
Is motor insurance policy a necessity?
In most countries, vehicle insurance is considered vital for every motorist. In the UK for instance, the law enforcement agencies are always on the prowl to enforce drivers have valid insurance policies for the cars they use. There are two important reasons for having an insurance policy:: Coverage against claims from motorists or passengers looking to exercise legal obligation against a policy holder that is the major cause of an accident in which losses and or damages occurred as a result. Driving whilst uncovered can result in a driving ban of up to 5 years, attract endorsements on your licence, you might be ordered to retake your driving test and risk of incarceration for persistent offenders.
What to expect when you drive without a valid insurance policy on your vehicle
Driving without a valid insurance policy constitute a driving offence. Below are some of the risks you face for driving without an insurance policy:
1, You may incur endorsements on your licence which may hinder your ability to secure a job that involves driving or even risk losing your licence all together.
2, Drivers who consistently attempt to beat the law by not having an insurance policy on the vehicle they drive often get a driving ban when caught- the number of years for bans can vary from months to years.
3, Most times, offenders do get away with minimal or even massive fines for not driving with a valid insurance cover.
4, As absurd it may sound, motorists can be jailed for driving without insurance on their vehicle in very exceptional circumstances- typically if they are consistent offenders or they've caused a whole lot of damage as a result of not having a policy in the first place.
Cardinal rules to observe when taking out a policy
Young and new drivers attempting to by car insurance for the first time can rather find it complex- as they may not know what to look out for in a policy. With all the 'jargon', 'lingo', terms and conditions contained within the policy, new drivers might often need experienced drivers to explain the policy to them in plain and simple English- http://www.cheapcarinsurancex.org/cheap-car-insurance/green.
Nevertheless, there are still important things to consider in a policy before even considering to buy it. Below are a few important ones to look at:
- Make up your mind on the type of policy you want- all policy are not equal and the 3 main types are third party fire and theft cover, third party only cover and comprehensive cover.
- The level of excess is what you pay towards the cost of repairing your car should you be involved in an accident which is either your fault or that of the third party, typically higher excess means lower premiums and vice versa
- Avoid settling for the first quote that comes your way, otherwise, you'll lose out on cheap deals. Compare as many quotes possible. - Your policy contains special conditions which you must comply with to avoid breaching any clause in the policy- for instance, does your policy allow for you to drive other cars? Does your policy cover you for driving in other European countries? Is break-down cover included in your policy?
Getting the lowest premium possible using these 5 easy steps
Apparently, there is no cheapest car insurance provider. Basically, there are overwhelming variables that can influence the cost of vehicle insurance coverage: who you are, what you do for a living, where you live, the type of car you drive and your driving history, all contribute to what insurers use to determine the amount of premium you pay for your policy. You are now compelled to get the most affordable motor insurance deal possible by:
- Purchasing a vehicle that is within a low insurance group. For example, smaller engine sized cars like Fiat Punto, Vauxhall Corsa all fall within the low insurance group of cars as a result of their small engine capacity. High insurance premiums are allocated to bigger engine cars while smaller engine vehicles attract lower premiums.
- Increase your excess: Apparently, the higher your level of excess the lower your policy and the lower your excess the higher your premium. Avoid over inflating your excess as the amount will be required of you should you be involved in an accident.
- Parking your vehicle in a garage overnight can help lower your premium. Minimizing the risk of criminal damage, burglary and theft should enable your insurer offer you cheaper premiums in return.
- Getting an approved security device installed in your vehicle to deter those would be thieves and burglars, alarms, immobiliser and trackers are good example of recommended devices which insurers are willing to reduce premiums.
- Shop around, compare quotes, use car insurance comparison sites like http://www.cheapcarinsurancex.org/cheap-car-insurance/short-term/pay-as-you-go to compare over 110 insurance companies from selected low cost insurers.
Final thought on car insurance
It cost more to drive your car without adequate insurance protection than when you have a valid cover : If you're involved in an accident that was your fault, without an insurance policy, you'll risk being sued for damages by third parties and the cost of settlements can become overwhelming if you do not have the financial means.
Legal claims from third parties, your car being seized or scraped and settling third party litigations are all typical examples of risk motorists can encounter for not insuring their vehicle. On the other hand, insuring your vehicle only gives you peace of mind and away from trouble.
Always make sure you insure your car with at least the most basic level of cover before you drive on the road.
Related topic:
http://www.cheapcarinsurancex.org/cheap-car-insurance/student
http://www.cheapcarinsurancex.org/cheap-car-insurance/for-young-drivers
The thought of car insurance premiums do often make motorists cringe (http://www.cheapcarinsurancex.org/)- because of exorbitant nature that insurance for vehicles have become. This fear is not based on the renewal time looming- but instead, how they'll pay up another monthly installment .
The last decade has seen the steady rise of premiums nationwide at an alarming rate that getting a cheap premium is getting more difficult by the day- without concerted efforts. No matter how pricy car insurance premiums can be- they are still vital for driving any vehicle on the road.
Is motor insurance policy a necessity?
In most countries, vehicle insurance is considered vital for every motorist. In the UK for instance, the law enforcement agencies are always on the prowl to enforce drivers have valid insurance policies for the cars they use. There are two important reasons for having an insurance policy:: Coverage against claims from motorists or passengers looking to exercise legal obligation against a policy holder that is the major cause of an accident in which losses and or damages occurred as a result. Driving whilst uncovered can result in a driving ban of up to 5 years, attract endorsements on your licence, you might be ordered to retake your driving test and risk of incarceration for persistent offenders.
What to expect when you drive without a valid insurance policy on your vehicle
Driving without a valid insurance policy constitute a driving offence. Below are some of the risks you face for driving without an insurance policy:
1, You may incur endorsements on your licence which may hinder your ability to secure a job that involves driving or even risk losing your licence all together.
2, Drivers who consistently attempt to beat the law by not having an insurance policy on the vehicle they drive often get a driving ban when caught- the number of years for bans can vary from months to years.
3, Most times, offenders do get away with minimal or even massive fines for not driving with a valid insurance cover.
4, As absurd it may sound, motorists can be jailed for driving without insurance on their vehicle in very exceptional circumstances- typically if they are consistent offenders or they've caused a whole lot of damage as a result of not having a policy in the first place.
Cardinal rules to observe when taking out a policy
Young and new drivers attempting to by car insurance for the first time can rather find it complex- as they may not know what to look out for in a policy. With all the 'jargon', 'lingo', terms and conditions contained within the policy, new drivers might often need experienced drivers to explain the policy to them in plain and simple English- http://www.cheapcarinsurancex.org/cheap-car-insurance/green.
Nevertheless, there are still important things to consider in a policy before even considering to buy it. Below are a few important ones to look at:
- Make up your mind on the type of policy you want- all policy are not equal and the 3 main types are third party fire and theft cover, third party only cover and comprehensive cover.
- The level of excess is what you pay towards the cost of repairing your car should you be involved in an accident which is either your fault or that of the third party, typically higher excess means lower premiums and vice versa
- Avoid settling for the first quote that comes your way, otherwise, you'll lose out on cheap deals. Compare as many quotes possible. - Your policy contains special conditions which you must comply with to avoid breaching any clause in the policy- for instance, does your policy allow for you to drive other cars? Does your policy cover you for driving in other European countries? Is break-down cover included in your policy?
Getting the lowest premium possible using these 5 easy steps
Apparently, there is no cheapest car insurance provider. Basically, there are overwhelming variables that can influence the cost of vehicle insurance coverage: who you are, what you do for a living, where you live, the type of car you drive and your driving history, all contribute to what insurers use to determine the amount of premium you pay for your policy. You are now compelled to get the most affordable motor insurance deal possible by:
- Purchasing a vehicle that is within a low insurance group. For example, smaller engine sized cars like Fiat Punto, Vauxhall Corsa all fall within the low insurance group of cars as a result of their small engine capacity. High insurance premiums are allocated to bigger engine cars while smaller engine vehicles attract lower premiums.
- Increase your excess: Apparently, the higher your level of excess the lower your policy and the lower your excess the higher your premium. Avoid over inflating your excess as the amount will be required of you should you be involved in an accident.
- Parking your vehicle in a garage overnight can help lower your premium. Minimizing the risk of criminal damage, burglary and theft should enable your insurer offer you cheaper premiums in return.
- Getting an approved security device installed in your vehicle to deter those would be thieves and burglars, alarms, immobiliser and trackers are good example of recommended devices which insurers are willing to reduce premiums.
- Shop around, compare quotes, use car insurance comparison sites like http://www.cheapcarinsurancex.org/cheap-car-insurance/short-term/pay-as-you-go to compare over 110 insurance companies from selected low cost insurers.
Final thought on car insurance
It cost more to drive your car without adequate insurance protection than when you have a valid cover : If you're involved in an accident that was your fault, without an insurance policy, you'll risk being sued for damages by third parties and the cost of settlements can become overwhelming if you do not have the financial means.
Legal claims from third parties, your car being seized or scraped and settling third party litigations are all typical examples of risk motorists can encounter for not insuring their vehicle. On the other hand, insuring your vehicle only gives you peace of mind and away from trouble.
Always make sure you insure your car with at least the most basic level of cover before you drive on the road.
Related topic:
http://www.cheapcarinsurancex.org/cheap-car-insurance/student
http://www.cheapcarinsurancex.org/cheap-car-insurance/for-young-drivers
Firm fined £100,000 for poor safety
A chemical company that failed to comply with three improvement notices has been fined £100,000 following a prosecution brought by the Health and Safety Executive (HSE).
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London open: Mixed start; African Barrick jumps
- African Barrick up as China Gold shows interest; - Markets continue to sift through global economic data; - Wen sees 'growing room for policy operation'
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Thursday 16 August 2012
The mystery of credit card use
Credit card debt surges, then recedes, in the span of two months. What does this say about Americans' financial security?
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How Age Relates to Car Insurance Premium Pricing
Drivers can expect the lowest rates after age 40 and before age 90. (automedia.com)
Insurers look at a number of driver-related items that can be controlled: the driving record of a motorist and claims history, for example. That means if you’ve had moving violations, at fault wrecks or something as onerous as a conviction for driving under the influence, you can expect to pay higher premiums. If you’ve filed numerous claims, at fault or not, you can also expect to see higher premiums than the average driver.
The insurance companies also take into account the age of a driver and use it as a rating factor. Like our genders, which we’re born into, drivers have no direct control over the chronological process of how they age, since it’s dependent upon making rotation after rotation around the sun, year after year after year.
Age is a key rating factor, and impacts the average driver’s premium cost. And according to a new report published by Fox News, the “sweet spot” concerning age for obtaining the lowest car insurance rates occur after a driver hits 40 years of age, and continues throughout a driver’s lifetime, although rates being climbing back up after hitting the age of 70 or above.
Those results were determined through a two-year analysis of almost 200,000 car insurance quotes. As expected, the highest rates were for teenage drivers, with 16 year old motorists seeing an average annual premium of $4,075. And just the passing of a single year sees drivers at age 17 saving more than $500, with an average annual premium of $3,564.
The biggest difference for young drivers occurs during the eight year timeframe it takes them to hit age 24, and by that time, the average car insurance premium has dropped by more than half, coming in at $1,749 annually.
The process involved in setting an age-related premium is a surcharge based on driving inexperience. Fox News says that one major car insurance company in California charges a newly-licensed 16 year old drive at a rate that’s 1.9 times their base premium. And by age 25, drivers can expect the surcharge to disappear completely, followed by discounts off the basic rate after reaching 10 years of driving experience.
So what age sees the lowest average premium cost? That’d be drivers at 65 to 69 years old. Their average annual premium is just $1,138, just 28 percent of what a sixteen year old driver would pay. However, drivers can expect rates to begin rising again after crossing the threshold of 70 years old.
The subsequent increases as a driver ages are a result of the mental and physical changes that accompany growing older. Some of the most common of these include: declines in vision, stamina, strength and quickness. Yet most aging drivers are able to not only recognize these changes, and even employ techniques to compensate for these declines.
But all is not lost, and there are ways for older drivers to save on their premiums. According to the National Association of Insurance Commissioners (NAIC), more than 30 states have mandated discount requirements on the books just for senior drivers who take online driving courses such as the one offered by the AARP. These classes can also benefit younger drivers as well.
Below, we’ve included a handy chart that demonstrates how a driver’s age relates to an average premium based on the study cited by Fox News.
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CD rates in Aleutians, Alaska
The average national one-year CD rate is currently at 0.31 percent. Due to Federal Reserve regulations, we won't be seeing rates rise much anytime soon. But there are still some better-than-average yields out there. You can use our rates survey to find the best CD rates in Aleutians, AK, and in other areas of Alaska.
It's
It's
More sites on related content.. Click here for more.. How to get cheap van insurance quotes Read more here.. Where to get cheap quotes
When to obtain new quotes Click here now.. Why you need new quotes Read on to find out more.. Related content..
Wednesday 15 August 2012
Auto loan rates in Biloxi, Mississippi
Average car loan rates are low. In fact, the average 48-month new-car loan is currently at 4.33 percent. And several lenders are offering even lower rates, making it a good time to finance. You can use our rates survey to find the lowest auto loan rates in Biloxi, MS.
There are more hybrids and electrics on
There are more hybrids and electrics on
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Will you break the law this summer?
More than three million Brits will risk breaking the law overseas this summer. Will you be one of them?
An estimated 10 million people will drive their cars abroad this summer, research conducted by car insurer AXA has revealed.
More than one in three of these motorists will risk breaking the law in ways they wouldn't do at home.
Some 27% of those surveyed said they’re less concerned about speeding when they’re abroad and 18% said they take drink driving less seriously on holiday.
Before you head overseas this summer, there are a number of things you can do to ensure your trip goes as smoothly as possible.
Ensure you’re covered
Have a look at your car insurance policy to see whether you’re covered for driving abroad.
Not all insurance policies cover this, but you can often pay a one-off fee to add this extra cover.
If you’re not sure or can’t find your policy documents, give your insurer a call.
Check the local laws
Different countries have different driving laws, so make sure you take the time to have a look at what’s legal and what’s not in the country you’re visiting.
In France, for example, it’ll be obligatory for all vehicles to carry a breathalyser (alcohol-level test) from 1 July.
Also, if you’re caught using your mobile phone while driving, you’ll be liable to pay an on the spot fine of €130 (£105).
Service your car
Before you hit the road, ensure your car’s tyres are all inflated to the correct pressure and that the oil and windscreen washer fluid is topped up.
It could also be a good idea to take details of your car insurance policy with you, in case you have to make a claim while you’re away.
You should also make sure you comply with the vehicle requirements of the countries you’ll visit. For example, if you’re heading for colder climes, check whether special tyres for driving in the snow are compulsory.
Travel insurance
Make sure you have travel insurance, so that if you’re injured while driving, your healthcare costs will be covered.
You may want to check whether you already have travel insurance through your employer or through a bank account that you own.
While you’re away
If you’re driving your own car, make sure a GB sticker is visible on the rear of your vehicle and fit headlamp converters if you’re driving on the right-hand side of the road.
Remember basic road safety rules, such as not driving if you’re tired and taking regular breaks if you’re going on a long journey.
Now, all that’s left is for you to enjoy your holiday.
**This material is for information purposes only and should not be considered financial advice. We strongly encourage our readers not to rely solely on this content, but to seek independent advice when making financial decisions.**
Why you need new quotes Read on to find out more.. Related content.. Similar articles.. Read more..
Where to get cheap quotes Check out more... When to obtain new quotes Click here now.. Why you need new quotes
An estimated 10 million people will drive their cars abroad this summer, research conducted by car insurer AXA has revealed.
More than one in three of these motorists will risk breaking the law in ways they wouldn't do at home.
Some 27% of those surveyed said they’re less concerned about speeding when they’re abroad and 18% said they take drink driving less seriously on holiday.
Before you head overseas this summer, there are a number of things you can do to ensure your trip goes as smoothly as possible.
Ensure you’re covered
Have a look at your car insurance policy to see whether you’re covered for driving abroad.
Not all insurance policies cover this, but you can often pay a one-off fee to add this extra cover.
If you’re not sure or can’t find your policy documents, give your insurer a call.
Check the local laws
Different countries have different driving laws, so make sure you take the time to have a look at what’s legal and what’s not in the country you’re visiting.
In France, for example, it’ll be obligatory for all vehicles to carry a breathalyser (alcohol-level test) from 1 July.
Also, if you’re caught using your mobile phone while driving, you’ll be liable to pay an on the spot fine of €130 (£105).
Service your car
Before you hit the road, ensure your car’s tyres are all inflated to the correct pressure and that the oil and windscreen washer fluid is topped up.
It could also be a good idea to take details of your car insurance policy with you, in case you have to make a claim while you’re away.
You should also make sure you comply with the vehicle requirements of the countries you’ll visit. For example, if you’re heading for colder climes, check whether special tyres for driving in the snow are compulsory.
Travel insurance
Make sure you have travel insurance, so that if you’re injured while driving, your healthcare costs will be covered.
You may want to check whether you already have travel insurance through your employer or through a bank account that you own.
While you’re away
If you’re driving your own car, make sure a GB sticker is visible on the rear of your vehicle and fit headlamp converters if you’re driving on the right-hand side of the road.
Remember basic road safety rules, such as not driving if you’re tired and taking regular breaks if you’re going on a long journey.
Now, all that’s left is for you to enjoy your holiday.
**This material is for information purposes only and should not be considered financial advice. We strongly encourage our readers not to rely solely on this content, but to seek independent advice when making financial decisions.**
Why you need new quotes Read on to find out more.. Related content.. Similar articles.. Read more..
Where to get cheap quotes Check out more... When to obtain new quotes Click here now.. Why you need new quotes
Tuesday 14 August 2012
How to Find Savings for SR 22 Insurance
It can be easier than you think to put the brakes on high auto insurance rates for DUI offenders requiring an SR-22 or FR-44. As an independent agency, Serenity Insurance can help! We can review your policy help you find a variety of illuminating ways to save money. Here are some things you may want to consider:
• We will check several companies’ rates. This is the single most important thing you can do to get cheap SR22 insurance—and we can do it for you quickly and easily. The difference between the highest and lowest rate available to you from different companies could vary by hundreds of dollars.
• Reduce or drop physical damage coverage on an older car. Depending on your car’s age and where you live, comprehensive and collision coverage may not be worth keeping. We can give you advice on whether it makes sense to reduce or drop this coverage altogether.
• Raise your deductible. According to the Insurance Information Institute, raising your deductible from $200 to $500 could reduce your collision and comprehensive cost by 15 to 30 percent. In addition, because the average driver files a collision claim only once every ten years, odds are that over the lifetime of your car, a higher deductible will save you money. We can show you how raising your deductible will lower your premium.
• Look for discounts. Many insurance companies reduce premiums for certain driver traits or car features. For example: being a homeowner for more than three years, nonsmoker, nondrinker, students with good grades, senior citizens who have taken an approved defensive driving course, people who only drive for pleasure, cars kept in garages, antilock brakes, antitheft devices, air bags, etc. Ask us to check.
• Don’t assume insuring your car and home with the same company is the best option. Because auto insurance rates vary so much from company to company, it may make sense for you to have your car and home insured by separate companies. Serenity Insurance specializes in selling SR22 insurance for customers with a DUI or DWI. Contact Serenity Insurance to speak with one of our experienced agents today.
To learn more about what we can offer you, call Serenity Insurance at 1-800-774-0520 or visit www.serenitygroup.com to submit a free quote request. We are the SR-22 specialists!
Where to get cheap quotes Check out more... When to obtain new quotes Click here now.. Why you need new quotes
• We will check several companies’ rates. This is the single most important thing you can do to get cheap SR22 insurance—and we can do it for you quickly and easily. The difference between the highest and lowest rate available to you from different companies could vary by hundreds of dollars.
• Reduce or drop physical damage coverage on an older car. Depending on your car’s age and where you live, comprehensive and collision coverage may not be worth keeping. We can give you advice on whether it makes sense to reduce or drop this coverage altogether.
• Raise your deductible. According to the Insurance Information Institute, raising your deductible from $200 to $500 could reduce your collision and comprehensive cost by 15 to 30 percent. In addition, because the average driver files a collision claim only once every ten years, odds are that over the lifetime of your car, a higher deductible will save you money. We can show you how raising your deductible will lower your premium.
• Look for discounts. Many insurance companies reduce premiums for certain driver traits or car features. For example: being a homeowner for more than three years, nonsmoker, nondrinker, students with good grades, senior citizens who have taken an approved defensive driving course, people who only drive for pleasure, cars kept in garages, antilock brakes, antitheft devices, air bags, etc. Ask us to check.
• Don’t assume insuring your car and home with the same company is the best option. Because auto insurance rates vary so much from company to company, it may make sense for you to have your car and home insured by separate companies. Serenity Insurance specializes in selling SR22 insurance for customers with a DUI or DWI. Contact Serenity Insurance to speak with one of our experienced agents today.
To learn more about what we can offer you, call Serenity Insurance at 1-800-774-0520 or visit www.serenitygroup.com to submit a free quote request. We are the SR-22 specialists!
How To Get The Best And Affordable Van Insurance Cover For You A
Investing in vans or similar vehicles has resulted in many businesses doubling or even tripling their profits because of the role these vehicles play. No matter the type of vans employed in the running of a business, the law requires that every vehicle must be covered with an up to date insurance policy before being driven on the roads or used for any business activity.
Getting the right insurance coverage for a van can become extremely expensive for businesses, especially those requiring fleet insurance for their numerous vans. So what are the most effective ways for lowering van insurance costs?
Whether renewing your current policy or buying a new policy, one of the most efficient ways for lowering your premium is to take the time out to compare different quotes from insurers. In this day and age, the way we search for information has been greatly influenced by the advent of the internet, and so provide the best place to begin your search for the least expensive van insurance quotes.
Take Time Out To Begin Your Research Online
The days of painstakingly calling and dealing with several insurers at a time to compare quotes are now over. Comparing quotes one by one is a boring and tedious way of getting cheap quotes, but with the use of comparison websites, you can get dozens of quotes within minutes thereby saving you time, energy and money . You would be able to gain access to numerous quotes from different insurers once you complete the form.
However though, not all quotes will be suitable for your needs, you will discover that some insurers will be in a much better position to provide you with a decent level of cover at a low cost rate . Before you completely commit to the insurance quote, it's always advisable to call the insurer and discuss the terms of the policy and to see if you can even get a reduced rate for the policy.
While the net is one of the best places to commence your search, calling the quote provider to lower the quote even further is an ideal strategy to getting the cheapest premium possible. It's a great way to discover exactly what's contained within the policy cover you're buying and, most importantly, what they do not include. After giving the insurance company any new information regarding your policy, they should now be in a much better state to give you their final quote.
Discuss Your Policy In Detail By Phoning The Insurer
Van insurance being a specialist type of insurance cover can be rare in comparison to all other known insurance. Not every insurance company would offer cheap policies, in particular competitive premiums. Often times, motorists prefer to go with the easy option by dealing with previous insurers they used in the past instead of trying new insurance companies. Nonetheless, if you're serious about obtaining cheaper premiums you might just want to go deeper.
Being satisfied with your current insurer doesn't mean you cannot go out there looking for better bargain premiums, there's a lot to be gained by shopping around and comparing quotes. Not a lot of motorists understands that finding cheap quotes can be inexplicably very easy, what ever type of approach you adopt in finding bargain insurance quotes, your desired outcome is within your grasp.
Getting a cheaper quotation from an insurer, you can persuade other insurance companies you approach to beat that particular quote thereby making your premium even cheaper on the long run. Insurance companies are in no obligation to change the quote they've given you, when approached most will categorically decline your request, but it's just a good way of establishing a medium of communication between you and the prospective insurer.
Proposed Changes To Your Coverage
Bare in mind that your utmost goal is to lower your premium quiet considerably, so you should decide what part of your policy is needed and what's not, in order to maintain a balance between reasonable premium and adequate cover. Some policies might include other products you really do not need, for instance, step up cover, protected no claims bonus (PNCB), personal injury cover, third party injury cover, European cover, legal expenses cover and so on. There is no need allowing them in your policy when you do not need them.
Obtaining a cheap van insurance premium entails taking out any unwanted extras withing the policy so you can pay for what you require only- thereby saving you money. Don't go increasing your level of excess by an insane amount, just make sure you aren't paying for unwanted add- on. Getting rid of all the unwanted optional extras from your policy will help you save loads.
In a nutshell, you cannot discover cheap van insurance quotes or premiums if you do not take out time to commit towards finding it. Irrespective of you conducting researches that involves you calling your prospective insurer or getting quotes from numerous insurers, there are many different choices you could make to get you the right outcome.
Resources:
http://www.cheapestvaninsurance.org/one-day-van-insurance.html
http://www.cheapestvaninsurance.org/short-term-van-insurance.html
Getting the right insurance coverage for a van can become extremely expensive for businesses, especially those requiring fleet insurance for their numerous vans. So what are the most effective ways for lowering van insurance costs?
Whether renewing your current policy or buying a new policy, one of the most efficient ways for lowering your premium is to take the time out to compare different quotes from insurers. In this day and age, the way we search for information has been greatly influenced by the advent of the internet, and so provide the best place to begin your search for the least expensive van insurance quotes.
Take Time Out To Begin Your Research Online
The days of painstakingly calling and dealing with several insurers at a time to compare quotes are now over. Comparing quotes one by one is a boring and tedious way of getting cheap quotes, but with the use of comparison websites, you can get dozens of quotes within minutes thereby saving you time, energy and money . You would be able to gain access to numerous quotes from different insurers once you complete the form.
However though, not all quotes will be suitable for your needs, you will discover that some insurers will be in a much better position to provide you with a decent level of cover at a low cost rate . Before you completely commit to the insurance quote, it's always advisable to call the insurer and discuss the terms of the policy and to see if you can even get a reduced rate for the policy.
Discuss Your Policy In Detail By Phoning The Insurer
Van insurance being a specialist type of insurance cover can be rare in comparison to all other known insurance. Not every insurance company would offer cheap policies, in particular competitive premiums. Often times, motorists prefer to go with the easy option by dealing with previous insurers they used in the past instead of trying new insurance companies. Nonetheless, if you're serious about obtaining cheaper premiums you might just want to go deeper.
Being satisfied with your current insurer doesn't mean you cannot go out there looking for better bargain premiums, there's a lot to be gained by shopping around and comparing quotes. Not a lot of motorists understands that finding cheap quotes can be inexplicably very easy, what ever type of approach you adopt in finding bargain insurance quotes, your desired outcome is within your grasp.
Getting a cheaper quotation from an insurer, you can persuade other insurance companies you approach to beat that particular quote thereby making your premium even cheaper on the long run. Insurance companies are in no obligation to change the quote they've given you, when approached most will categorically decline your request, but it's just a good way of establishing a medium of communication between you and the prospective insurer.
Proposed Changes To Your Coverage
Bare in mind that your utmost goal is to lower your premium quiet considerably, so you should decide what part of your policy is needed and what's not, in order to maintain a balance between reasonable premium and adequate cover. Some policies might include other products you really do not need, for instance, step up cover, protected no claims bonus (PNCB), personal injury cover, third party injury cover, European cover, legal expenses cover and so on. There is no need allowing them in your policy when you do not need them.
Obtaining a cheap van insurance premium entails taking out any unwanted extras withing the policy so you can pay for what you require only- thereby saving you money. Don't go increasing your level of excess by an insane amount, just make sure you aren't paying for unwanted add- on. Getting rid of all the unwanted optional extras from your policy will help you save loads.
In a nutshell, you cannot discover cheap van insurance quotes or premiums if you do not take out time to commit towards finding it. Irrespective of you conducting researches that involves you calling your prospective insurer or getting quotes from numerous insurers, there are many different choices you could make to get you the right outcome.
Resources:
http://www.cheapestvaninsurance.org/one-day-van-insurance.html
http://www.cheapestvaninsurance.org/short-term-van-insurance.html
How to get cheap van insurance quotes Read more here.. Where to get cheap quotes Check out more... When to obtain new quotes
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