Texas Form SR-22 Insurance Certificate

Financial Responsibility for Crash, Conviction or Judgment According to the Safety Responsibility or Evidence of Financial Responsibility law, persons whose driving privilege has been suspended or revoked are required to file and maintain a Form SR-22 with the Department of Public Safety. Form SR-22 insurance is mandatory for a period of two (2) years from the date of conviction.

NOTE: An insurance card or policy cannot be accepted in place of the Form SR-22.

A Form SR-22 is a ‘certificate of insurance’ that shows the Department proof of insurance for the future, as required by law. It is motor vehicle liability insurance which requires the insurance company to certify coverage to DPS, and the insurance company must notify DPS anytime the policy is cancelled, terminated or lapses.

Serenity Insurance is authorized to write liability insurance for the State of Texas. You do not need to own a vehicle to buy this type of insurance. If you do not own a vehicle, please contact Serenity Insurance (1-800-774-0520) and talk to them about a free quote for a non-owner Form SR-22.

Cancelled SR-22 Insurance Once the Department receives notification from the insurance company that the policy is cancelled, terminated, or lapses, enforcement action may be taken. If the Form SR-22 is still required and there is not a valid Form SR-22 on file, the driving privilege and vehicle registration may be suspended.

Reinstatement Requirements

1. A reinstatement fee will be required prior to the renewal/issuance of a driver license.
2. Obtain proof of insurance (Form SR-22) from your insurance company and submit to the Department. The Form SR-22 is required for two (2) years from the date of conviction.

Minimum Liability Amounts in Texas Current minimum liability coverage amounts are $30,000 for bodily injury to or death of one person in one accident, $60,000 for bodily injury to or death of two or more persons in one accident, and $25,000 for damage to or destruction of property of others in one accident.

 

Information source: Texas Department of Public Safety

 

 

Where to get cheap quotes Check out more... When to obtain new quotes Click here now.. Why you need new quotes