Will you break the law this summer?

More than three million Brits will risk breaking the law overseas this summer. Will you be one of them?

An estimated 10 million people will drive their cars abroad this summer, research conducted by car insurer AXA has revealed.

More than one in three of these motorists will risk breaking the law in ways they wouldn't do at home.

Some 27% of those surveyed said they’re less concerned about speeding when they’re abroad and 18% said they take drink driving less seriously on holiday.
Before you head overseas this summer, there are a number of things you can do to ensure your trip goes as smoothly as possible.

Ensure you’re covered

Have a look at your car insurance policy to see whether you’re covered for driving abroad.

Not all insurance policies cover this, but you can often pay a one-off fee to add this extra cover.

If you’re not sure or can’t find your policy documents, give your insurer a call.

Check the local laws

Different countries have different driving laws, so make sure you take the time to have a look at what’s legal and what’s not in the country you’re visiting.

In France, for example, it’ll be obligatory for all vehicles to carry a breathalyser (alcohol-level test) from 1 July.

Also, if you’re caught using your mobile phone while driving, you’ll be liable to pay an on the spot fine of €130 (£105).

Service your car

Before you hit the road, ensure your car’s tyres are all inflated to the correct pressure and that the oil and windscreen washer fluid is topped up.

It could also be a good idea to take details of your car insurance policy with you, in case you have to make a claim while you’re away.
You should also make sure you comply with the vehicle requirements of the countries you’ll visit. For example, if you’re heading for colder climes, check whether special tyres for driving in the snow are compulsory.

Travel insurance

Make sure you have travel insurance, so that if you’re injured while driving, your healthcare costs will be covered.

You may want to check whether you already have travel insurance through your employer or through a bank account that you own.
While you’re away

If you’re driving your own car, make sure a GB sticker is visible on the rear of your vehicle and fit headlamp converters if you’re driving on the right-hand side of the road.

Remember basic road safety rules, such as not driving if you’re tired and taking regular breaks if you’re going on a long journey.

Now, all that’s left is for you to enjoy your holiday.
**This material is for information purposes only and should not be considered financial advice. We strongly encourage our readers not to rely solely on this content, but to seek independent advice when making financial decisions.**

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