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Tuesday, 14 August 2012
Top 50 Insurers 2011: usual suspects top rankings
Lloyds, Aviva and RBSI on top, as QBE grows in Top 50
Monday, 13 August 2012
Travel insurance leaps by up to 250% for over-65s
Travel insurance premiums can leap overnight with many insurers when you turn 65 or 66. One company hikes its prices by 250%.
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Firm fined £100,000 for poor safety
A chemical company that failed to comply with three improvement notices has been fined £100,000 following a prosecution brought by the Health and Safety Executive (HSE).
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How high-frequency traders help
This week, a trading glitch roiled the New York Stock Exchange. Is high-frequency trading shoving small investors out of the market?
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Sunday, 12 August 2012
London midday: BoE holds fire; all eyes now on the ECB
- BoE maintains rates, QE - ECB decision in focus - RBS lower on nationalisation speculation
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How to Handle a Denied Car Insurance Claim
It is important for drivers to understand their rights in regards to car insurance claims. For example, one woman was driving and had a tire come off of the car in front of her and damaged her car. The car’s transfer case was cracked and was leaking fluid which made it inoperable.
The woman decided to file a car insurance claim to repair her vehicle. However, the car insurance company denied the claim because they stated that an internal mechanical issue called the car to have issues and not an accident.
The woman was very upset because she felt as though she did not act improperly and that the claim should have been accepted. In this instance, it is important for drivers to know what their rights are. In this case, it is important for any damage from the tire to be documented with photographs. If an insurance claims adjuster cannot see any evidence that a collision with an object has occurred then they are within their rights to dent the insurance claim.
Most comprehensive car insurance policies cover damage from tires from other cars. However, they do not cover damages that occur as a result of a car’s mechanical problems. This type of problem would be covered by a vehicle’s warranty.
One way for drivers to deal with this kind of issue is to consider taking their vehicle to a mechanic for an assessment. Usually a mechanic can spot issues that have been caused by damage from tires and other objects. If a driver can get a note from a mechanic stating that the damage was not caused by an internal mechanical issue then the claim may be able to be appealed.
It is important for drivers to be on the offensive when an insurance claim is denied. In this type of situation, no accident report was able to be filed by the police because the car that lost the tire ended up driving off without realizing what had taken place. The main issue with all car insurance claims is that there has to be enough evidence to be able to prove who or what caused a car to become damaged in the first place.
It is a good idea for all drivers to carry a camera with them in their vehicle’s glove compartment. This can help to photographically document such a situation as it evolves. Many people also have smartphones with cameras installed in them so it is important to be able to quickly snap some photos. This can help to ensure that all car insurance claims get processed and approved. Drivers who have had their claims denied should seek out help from their insurance regulators office because they can offer advice.
How to Handle a Denied Car Insurance Claim is a post from: Cheap Car Insurance News Blog
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The woman decided to file a car insurance claim to repair her vehicle. However, the car insurance company denied the claim because they stated that an internal mechanical issue called the car to have issues and not an accident.
The woman was very upset because she felt as though she did not act improperly and that the claim should have been accepted. In this instance, it is important for drivers to know what their rights are. In this case, it is important for any damage from the tire to be documented with photographs. If an insurance claims adjuster cannot see any evidence that a collision with an object has occurred then they are within their rights to dent the insurance claim.
Most comprehensive car insurance policies cover damage from tires from other cars. However, they do not cover damages that occur as a result of a car’s mechanical problems. This type of problem would be covered by a vehicle’s warranty.
One way for drivers to deal with this kind of issue is to consider taking their vehicle to a mechanic for an assessment. Usually a mechanic can spot issues that have been caused by damage from tires and other objects. If a driver can get a note from a mechanic stating that the damage was not caused by an internal mechanical issue then the claim may be able to be appealed.
It is important for drivers to be on the offensive when an insurance claim is denied. In this type of situation, no accident report was able to be filed by the police because the car that lost the tire ended up driving off without realizing what had taken place. The main issue with all car insurance claims is that there has to be enough evidence to be able to prove who or what caused a car to become damaged in the first place.
It is a good idea for all drivers to carry a camera with them in their vehicle’s glove compartment. This can help to photographically document such a situation as it evolves. Many people also have smartphones with cameras installed in them so it is important to be able to quickly snap some photos. This can help to ensure that all car insurance claims get processed and approved. Drivers who have had their claims denied should seek out help from their insurance regulators office because they can offer advice.
How to Handle a Denied Car Insurance Claim is a post from: Cheap Car Insurance News Blog
Tweet This PostAA’s fight for fair fuel prices backed by government
The government has stepped up to help the AA’s campaign for fail fuel prices by calling on fuel providers to give customers access to daily fuel values- therefore ensuring that blanket prices are marketed across the entire country. The AA hopes that implementing this will ensure that the whole country benefits from lower fuel prices.
It seems that oil price hikes are quickly mirrored at the pumps, but any drop in price takes a long time to filter down to us as consumers- let’s hope this changes following these reforms, as the government has promised to take further action against fuel retailers if new regulations are not adhered to.
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